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Here to help you and your clients

We want to make a real difference to your clients' lives, offering flexible, manual underwriting and a range of specialist products to help mortgage borrowers realise their homeowner dreams. 

Our reactive approach to changes in the market means we are always on the lookout for innovative product concepts that meet the needs of niche areas of lending.

Manual underwriting

At Dudley Building Society, we take a manual approach to underwriting, assessing each individual case on its own merit. This case by case method allows us to deal with complex, specialist cases, helping us to serve underserved borrowers that may otherwise struggle to get a mortgage.

In addition to this, we do not credit score our applicants, which offers additional flexibility around the application process.

Our specialist areas

Unique Selling Points
  • Specialist underwriters
  • Dedicated broker hotline: 01384 489195
  • Manual underwriting
  • Decisions are not made solely on credit score
  • Dedicated BDM team
  • Products up to £1.5 million
  • Guarantor mortgages (Max 75% LTV)
  • Self-employed with only 1 year's accounts
  • Listed buildings (Grade 1, Grade 2, Grade 2* considered (Max term of 20 years for Grade 1 and 25 years for Grade 2 and 2*)
  • Up to 80% LTV on second homes (occupational)
  • Self-Build
  • Holiday Let
  • BTL
  • Up to 4 applicants on a mortgage
  • A flat with more than 5 storeys (if built during or after year 2000)
  • Ex-Pat BTL and Residential
  • Joint mortgage, sole proprietor considered
  • Right to Buy up to 100% of the discounted purchase price
  • Shared ownership (Max LTV - 90% of the share) must be able to staircase up to 100%
Contact Us

Contact our Intermediary Team with any case queries you may have.

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