Second home demand is rising

The number of borrowers purchasing second homes has seen a 30% climb in five years*, and long periods in lockdown have made people rethink their lifestyles. This has meant more borrowers are looking for holiday homes in scenic and spacious areas away from the city.

* Data from the Ministry of Housing, Communities and Local Government

What do we do?

Do you have a client looking for a second home? 

At Dudley Building Society, we offer flexibility for your clients looking to get a mortgage for a second home. 

We don't believe in putting your clients into boxes. So, borrowers looking for a second home mortgage have full access to our residential products, subject to the below criteria.

  • Second home mortgages have a maximum loan-to value of 80% 
  • We will only accept properties located within England and Wales
  • The property must be used for owner occupation only, for information regarding our Holiday Let offering please click here
  • All applications are subject to normal underwriting processes and affordability checks 

For more information on how we can help your clients achieve their holiday home dreams, take a look at our full product range and criteria below.

Contact Us

Contact our Intermediary Team with any case queries you may have.

Find out more
Find out more