Our Products
Whether it is a residential mortgage or a Buy-to-Let, we have a full range of products to fit your client's needs.
Fixed
Code
Product Description
Rate
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
10093
Product Description
Two Year Fixed Large Loan
Rate
3.69%
APRC
5.0%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
499.00
Code
10074
Product Description
Two Year Fixed Rate
Rate
3.69%
APRC
5.0%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
85.0%
Arrangement Fee
499.00
Code
10075
Product Description
Two Year Fixed Rate
Rate
3.74%
APRC
5.0%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
87.5%
Arrangement Fee
499.00
Code
10076
Product Description
Two Year Fixed Rate
Rate
3.79%
APRC
5.0%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
90.0%
Arrangement Fee
499.00
Code
10086
Product Description
Three Year Fixed Rate
Rate
3.64%
APRC
4.9%
Purchase / Remortgage
Available for:
Purchase only
Ltv
85.0%
Arrangement Fee
499.00
Code
10087
Product Description
Three Year Fixed Rate Remortgage
Rate
3.64%
APRC
4.9%
Purchase / Remortgage
Available for:
Remortgage only
Ltv
85.0%
Arrangement Fee
499.00
Code
10077
Product Description
Five Year Fixed Rate
Rate
3.69%
APRC
4.8%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
85.0%
Arrangement Fee
499.00
Code
10078
Product Description
Five Year Fixed Rate
Rate
3.74%
APRC
4.8%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
87.5%
Arrangement Fee
499.00
Code
10079
Product Description
Five Year Fixed Rate
Rate
3.79%
APRC
4.8%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
90.0%
Arrangement Fee
499.00
Discount
Code
Product Description
Rate
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
13119
Product Description
1.30% Two Year Discount
Rate
3.69%
APRC
4.9%
Purchase / Remortgage
Available for:
Purchase only
Ltv
85.0%
Arrangement Fee
499.00
Code
13120
Product Description
1.30% Two Year Discount Remortgage
Rate
3.69%
APRC
4.9%
Purchase / Remortgage
Available for:
Remortgage only
Ltv
85.0%
Arrangement Fee
499.00
Residential (with no Arrangement Fees)
Code
Product Description
Rate
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
10095
Product Description
Two Year Fixed Energy Efficient Remortgage
Rate
3.79%
APRC
5.0%
Purchase / Remortgage
Available for:
Remortgage only
Ltv
80.0%
Arrangement Fee
0.00
Code
10094
Product Description
Five Year Fixed Rate
Rate
3.99%
APRC
4.8%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
95.0%
Arrangement Fee
0.00
Code
10080
Product Description
Two Year Fixed Rate
Rate
3.79%
APRC
5.0%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
85.0%
Arrangement Fee
0.00
Code
10081
Product Description
Two Year Fixed Rate
Rate
3.84%
APRC
5.0%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
87.5%
Arrangement Fee
0.00
Code
10082
Product Description
Two Year Fixed Rate
Rate
3.89%
APRC
5.0%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
90.0%
Arrangement Fee
0.00
Code
10083
Product Description
Five Year Fixed Rate
Rate
3.79%
APRC
4.8%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
85.0%
Arrangement Fee
0.00
Code
10084
Product Description
Five Year Fixed Rate
Rate
3.84%
APRC
4.8%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
87.5%
Arrangement Fee
0.00
Code
10085
Product Description
Five Year Fixed Rate
Rate
3.89%
APRC
4.8%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
90.0%
Arrangement Fee
0.00
Code
13121
Product Description
1.30% Discount for Term
Rate
3.69%
APRC
3.8%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
90.0%
Arrangement Fee
0.00
Self-Employed
Code
Product Description
Rate
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
13104
Product Description
1.10% Self-Employed Three Year Discount (One years accounts)
Rate
3.89%
APRC
4.9%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
75.0%
Arrangement Fee
1.00
Ex-Pat
Code
Product Description
Rate
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
13105
Product Description
1.00% Discount for Term Ex-Pat
Rate
3.99%
APRC
4.2%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
75.0%
Arrangement Fee
1499.00
Code
25052
Product Description
1.50% Discount for Term Ex-Pat BTL
Rate
3.99%
APRC
4.3%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
70.0%
Arrangement Fee
1499.00
Right to Buy
Code
Product Description
Rate
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
13089
Product Description
1.00% Discount for Term Right to Buy
Rate
3.99%
APRC
4.1%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
0.00
Shared Ownership
Code
Product Description
Rate
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
13055
Product Description
1.00% Discount for Term Shared Ownership
Rate
3.99%
APRC
4.1%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
90.0%
Arrangement Fee
0.00
Self-Build
Code
Product Description
Rate
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
13127
Product Description
0.75% Self-Build Discount for Term - Advance
Rate
4.74%
APRC
5.0%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
75.0%
Arrangement Fee
1000.00
Code
13128
Product Description
1.00% Self-Build Discount for Term - Arrears
Rate
4.49%
APRC
4.7%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
75.0%
Arrangement Fee
1000.00
Code
13109
Product Description
1.15% Eco Self-Build Discount for Term - Advance
Rate
4.34%
APRC
4.6%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
75.0%
Arrangement Fee
1000.00
Code
13110
Product Description
1.40% Eco Self-Build Discount for Term - Arrears
Rate
4.09%
APRC
4.3%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
75.0%
Arrangement Fee
1000.00
Buy-to-Let
Code
Product Description
Rate
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
25059
Product Description
Three Year Fixed Rate Energy Efficient BTL Remortgage
Rate
3.79%
APRC
5.3%
Purchase / Remortgage
Available for:
Remortgage only
Ltv
70.0%
Arrangement Fee
0.00
Code
25060
Product Description
Two Year Fixed Rate BTL
Rate
3.69%
APRC
5.4%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
70.0%
Arrangement Fee
1000.00
Holiday Let
Code
Product Description
Rate
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
25054
Product Description
1.65% Holiday Let Discount for Term
Rate
3.84%
APRC
4.1%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
70.0%
Arrangement Fee
1.00%
Interest Only
Code
Product Description
Rate
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
13113
Product Description
1.05% Discount for Term Interest Only
Rate
3.94%
APRC
4.1%
Purchase / Remortgage
Available for:
Purchase only
Ltv
75.0%
Arrangement Fee
499.00
Code
13118
Product Description
1.05% Discount for Term Interest Only Remortgage
Rate
3.94%
APRC
4.1%
Purchase / Remortgage
Available for:
Remortgage only
Ltv
75.0%
Arrangement Fee
499.00
Part and Part
Code
Product Description
Rate
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
13123
Product Description
1.05% Part & Part Discount for Term
Rate
3.94%
APRC
4.1%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
85.0%
Arrangement Fee
999.00
Further Advance
Code
Product Description
Rate
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
13126
Product Description
2.10% Two Year Discount Energy Efficient Further Advance
Rate
2.89%
APRC
4.8%
Purchase / Remortgage
Available for:
Advance only
Ltv
70.0%
Arrangement Fee
0.00
Code
25058
Product Description
2.20% Discount for Term Holiday Let Further Advance
Rate
3.29%
APRC
3.6%
Purchase / Remortgage
Available for:
Advance only
Ltv
70.0%
Arrangement Fee
0.00
Code
10092
Product Description
Three Year Fixed Rate Further Advance
Rate
2.99%
APRC
6.8%
Purchase / Remortgage
Available for:
Advance only
Ltv
80.0%
Arrangement Fee
399.00
Code
13124
Product Description
2.10% Two Year Discount Further Advance
Rate
2.89%
APRC
4.8%
Purchase / Remortgage
Available for:
Advance only
Ltv
80.0%
Arrangement Fee
0.00
Code
19006
Product Description
Variable for Term Further Advance
Rate
4.99%
APRC
5.3%
Purchase / Remortgage
Available for:
Advance only
Ltv
90.0%
Arrangement Fee
0.00
Code
13125
Product Description
1.00% Discount for Term Ex-Pat Further Advance
Rate
3.99%
APRC
4.3%
Purchase / Remortgage
Available for:
Advance only
Ltv
75.0%
Arrangement Fee
0.00
Code
25056
Product Description
1.50% Discount for Term Ex-Pat BTL Further Advance
Rate
3.99%
APRC
4.3%
Purchase / Remortgage
Available for:
Advance only
Ltv
70.0%
Arrangement Fee
0.00
Code
25057
Product Description
2.25% BTL Discount for Term Further Advance
Rate
3.24%
APRC
3.5%
Purchase / Remortgage
Available for:
Advance only
Ltv
70.0%
Arrangement Fee
0.00
Code
13092
Product Description
1.00% Shared Ownership Discount for Term Further Advance
Rate
3.99%
APRC
4.4%
Purchase / Remortgage
Available for:
Advance only
Ltv
85.0%
Arrangement Fee
0.00
Code
13093
Product Description
1.00% Right To Buy Discount for Term Further Advance
Rate
3.99%
APRC
4.4%
Purchase / Remortgage
Available for:
Advance only
Ltv
80.0%
Arrangement Fee
0.00
Representative Example
A mortgage of £245,626 payable over 20 years on our discounted rate at 1.00% below the Society’s Residential Standard Variable Rate of 4.99% (variable) for the mortgage term of 20 years would require 240 monthly payments of £1,487.15 plus one initial interest payment of £832.37.
The total amount payable would be £358,912.37 made up of the loan amount plus interest (£112,122.37) and Arrangement Fee (£499), Valuation fee (£390), CHAPS fee (£25), Application Fee (£125) and Discharge fee (£125).
The overall cost for comparison is 4.2% APRC representative.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
