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Our Products
Whether it is a residential mortgage or a Buy-to-Let, we have a full range of products to fit your client's needs.
Residential Fixed
Code
Product Description
Rate
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
10146
Product Description
6.29% Two Year Fixed
Rate
6.29%
APRC
8.7%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
60.0%
Arrangement Fee
499
Code
10147
Product Description
6.39% Two Year Fixed
Rate
6.39%
APRC
8.7%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
499
Code
10148
Product Description
6.69% Two Year Fixed
Rate
6.69%
APRC
8.8%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
90.0%
Arrangement Fee
499
Residential Discount for Term
Code
Product Description
Rate
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
13172
Product Description
2.55% Residential Discount for Term
Rate
6.19%
APRC
6.5%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
60.0%
Arrangement Fee
499.00
Code
13173
Product Description
2.45% Residential Discount for Term
Rate
6.29%
APRC
6.6%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
499.00
Code
13174
Product Description
2.15% Residential Discount for Term
Rate
6.59%
APRC
6.9%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
90.0%
Arrangement Fee
499.00
Residential Interest Only
Code
Product Description
Rate
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
10151
Product Description
6.39% Interest Only Two Year Fixed Rate
Rate
6.39%
APRC
8.8%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
60.0%
Arrangement Fee
499.00
Code
13177
Product Description
2.45% Interest Only Discount for Term
Rate
6.29%
APRC
6.6%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
60.0%
Arrangement Fee
499.00
Code
13178
Product Description
2.35% Interest Only Discount for Term
Rate
6.39%
APRC
6.7%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
75.0%
Arrangement Fee
499.00
Code
10152
Product Description
6.49% Interest Only Two Year Fixed Rate
Rate
6.49%
APRC
8.8%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
75.0%
Arrangement Fee
499.00
Buy to Let
Code
Product Description
Rate
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
25109
Product Description
2.75% Buy to Let Discount for Term
Rate
6.49%
APRC
6.9%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
750.00
Code
25108
Product Description
2.85% BTL Discount for Term
Rate
6.39%
APRC
6.8%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
60.0%
Arrangement Fee
750.00
Code
25100
Product Description
6.70% BTL Two Year Fixed Rate
Rate
6.70%
APRC
9.2%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
60.0%
Arrangement Fee
750.00
Code
25101
Product Description
6.80% BTL Two Year Fixed Rate
Rate
6.80%
APRC
9.3%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
750
Ex-Pat Discount for Term
Code
Product Description
Rate
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
13175
Product Description
2.25% Expat Residential Discount for Term
Rate
6.49%
APRC
6.8%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
60.0%
Arrangement Fee
999.00
Code
13176
Product Description
2.15% Expat Residential Discount for Term
Rate
6.59%
APRC
6.9%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
85.0%
Arrangement Fee
999.00
Code
25113
Product Description
2.55% Expat Buy to Let Discount for Term
Rate
6.69%
APRC
7.2%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
999.00
Code
25115
Product Description
2.55% Expat Holiday Let Discount for Term
Rate
6.69%
APRC
7.2%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
999.00
Code
25114
Product Description
2.65% Expat Holiday Let Discount for Term
Rate
6.59%
APRC
7.0%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
70.0%
Arrangement Fee
999.00
Code
25112
Product Description
2.65% Expat Buy to Let Discount for Term
Rate
6.59%
APRC
7.0%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
70.0%
Arrangement Fee
999.00
Ex-Pat Fixed
Code
Product Description
Rate
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
10149
Product Description
6.80% Expat Residential Two Year Fixed
Rate
6.80%
APRC
8.8%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
60.0%
Arrangement Fee
999
Code
10150
Product Description
6.90% Expat Residential Two Year Fixed
Rate
6.90%
APRC
8.9%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
85.0%
Arrangement Fee
999
Code
25104
Product Description
6.80% Expat BTL Two Year Fixed
Rate
6.80%
APRC
9.3%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
70.0%
Arrangement Fee
999.00
Code
25105
Product Description
6.90% Expat BTL Two Year Fixed
Rate
6.90%
APRC
9.3%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
999.00
Code
25106
Product Description
6.80% Expat Holiday Let Two Year Fixed Rate
Rate
6.80%
APRC
9.3%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
70.0%
Arrangement Fee
999.00
Code
25107
Product Description
6.90% Expat Holiday Let Two Year Fixed Rate
Rate
6.90%
APRC
9.3%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
999.00
Holiday Let
Code
Product Description
Rate
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
25110
Product Description
2.85% Holiday Let Discount for Term
Rate
6.39%
APRC
6.8%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
60.0%
Arrangement Fee
750.00
Code
25102
Product Description
6.70% Holiday Let Two Year Fixed
Rate
6.70%
APRC
9.2%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
60.0%
Arrangement Fee
750.00
Code
25103
Product Description
6.80% Holiday Let Two Year Fixed Rate
Rate
6.80%
APRC
9.3%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
750.00
Code
25111
Product Description
2.75% Holiday Let Discount for Term
Rate
6.49%
APRC
6.9%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
750.00
Self-Build
Code
Product Description
Rate
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
13182
Product Description
2.40% Eco Self-Build Discount for Term - Arrears
Rate
6.84%
APRC
7.2%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
1,000.00
Code
13181
Product Description
2.30% Eco Self-Build Discount for Term - Advance
Rate
6.94%
APRC
7.3%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
1,000.00
Code
13180
Product Description
2.20% Self-Build Discount for Term - Arrears
Rate
7.04%
APRC
7.4%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
1,000.00
Code
13179
Product Description
2.10% Self-Build Discount for Term - Advance
Rate
7.14%
APRC
7.5%
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
1,000.00
Further Advance
Code
Product Description
Rate
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
13126
Product Description
2.10% Two Year Discount Energy Efficient Further Advance
Rate
6.64%
APRC
8.6%
Purchase / Remortgage
Available for:
Advance only
Ltv
70.0%
Arrangement Fee
0.00
Code
25072
Product Description
2.20% Discount for Term Holiday Let Further Advance
Rate
7.04%
APRC
7.4%
Purchase / Remortgage
Available for:
Advance only
Ltv
80.0%
Arrangement Fee
0.00
Code
10145
Product Description
7.84% Three Year Fixed Rate Further Advance Residential
Rate
7.84%
APRC
8.9%
Purchase / Remortgage
Available for:
Advance only
Ltv
80.0%
Arrangement Fee
0.00
Code
13124
Product Description
2.10% Two Year Discount Further Advance Residential
Rate
6.64%
APRC
8.6%
Purchase / Remortgage
Available for:
Advance only
Ltv
80.0%
Arrangement Fee
0.00
Code
19006
Product Description
Variable for Term Further Advance Residential
Rate
8.74%
APRC
9.2%
Purchase / Remortgage
Available for:
Advance only
Ltv
90.0%
Arrangement Fee
0.00
Code
13133
Product Description
1.10% Discount for Term Ex-Pat Further Advance
Rate
7.64%
APRC
8.1%
Purchase / Remortgage
Available for:
Advance only
Ltv
75.0%
Arrangement Fee
0.00
Code
25071
Product Description
1.60% Discount for Term Ex-Pat BTL Further Advance
Rate
7.64%
APRC
8.1%
Purchase / Remortgage
Available for:
Advance only
Ltv
80.0%
Arrangement Fee
0.00
Code
25073
Product Description
2.25% BTL Discount for Term Further Advance
Rate
6.99%
APRC
7.4%
Purchase / Remortgage
Available for:
Advance only
Ltv
80.0%
Arrangement Fee
0.00
Code
13143
Product Description
1.50% Shared Ownership Discount for Term Further Advance
Rate
7.24%
APRC
7.6%
Purchase / Remortgage
Available for:
Advance only
Ltv
95.0%
Arrangement Fee
0.00
Code
13140
Product Description
1.20% Right To Buy Discount for Term Further Advance
Rate
7.54%
APRC
8.0%
Purchase / Remortgage
Available for:
Advance only
Ltv
85.0%
Arrangement Fee
0.00

Representative Example
A mortgage of £257,173.00 payable over 23 years on our discounted rate at 1.50% below the Society’s Residential Standard Variable Rate of 8.74% (variable) for the mortgage term of 23 years would require 276 monthly payments of £1,915.81 plus one initial interest payment of £1,581.37.
The total amount payable would be £531,009.93 made up of the loan amount plus interest (£273,171.93) and Valuation fee (£390), CHAPS fee (£25), Application fee (£125) and Discharge fee (£125).
The overall cost for comparison is 7.6% APRC representative.