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Why choose a Young Savers account?

Whether you are a parent looking to open your child’s first savings account, or a young adult wanting to save for your future, we are passionate about helping you to create good savings habits.

Key features

  • Products tailor-made for young people with market-leading interest rates
  • Offers flexibility around saving
  • Lower minimum opening balances*

*Please refer to the specific product details for required opening balances.

Account Name
Interest Rate
Summary/features
Account Name
Junior Easy Saver
Interest Rate
3.50%AER*
  • Save up to £150 a month
  • 3.50% annual interest rate
  • Interest is added to your account on the anniversary of account opening
  • £10 minimum opening balance
Account Name
First Account
Interest Rate
1.25%AER*
  • Save up to £30,000
  • 1.25% annual interest rate
  • Interest is paid annually on the 31st March
  • £1 minimum opening balance
Account Name
Cash Junior ISA
Interest Rate
1.40%AER*
  • Only available to personal savers resident in the UK living in DY, WS, WV and B postcodes or existing customers who hold a live account with the Society that was opened prior to 8th July
  • Save up to £500,000
  • 1.40% annual interest rate on balances £100+ 
  • 2.50% annual interest rate on balances £2,500+
  • Interest is paid annually on the 30th September
  • £100 minimum opening balance

*AER stands for the Annual Equivalent Rate and illustrates what the Interest rate would be if interest was paid and added each year.