Before you get started

  • You can usually transfer your ISA between different providers, although not all Dudley Building Society ISA products accept transfers in, so please check the product terms first
  • If you wish to transfer a Dudley Building Society ISA to another provider, your new provider must arrange the transfer for you.
  • Do not withdraw money from a Cash ISA yourself, as this will result in the loss of its tax‑free status.
  • We are now accepting electronic ISA transfers.

Step 1 – Decide where your ISA transfer will go

Step 2 – Complete the ISA Transfer In Form

Step 3 – Return your completed form(s)

Once you’ve completed your form(s), you can return them in any of the following ways:

What happens next

Once we’ve received your completed forms, we’ll manage the transfer on your behalf. The steps below explain our ISA transfer‑in process and the typical timescales involved.

ISA Transfers - Frequently Asked Questions 

What is an ISA transfer?

An ISA transfer is when you move existing savings that are held in an Individual Savings Account (ISA) to another provider or account with the same provider.

Does transferring an ISA count as opening a new one?

No, transferring an ISA doesn’t count as opening a new one. When you transfer your ISA, your savings aren’t treated as new and are simply moved from one provider or account to another while staying tax free.

Can you transfer a fixed rate ISA before maturity?

This depends on the product terms and your current provider.  

  • Some of our fixed rate ISAs do not allow transfers before maturity. 
  • If early transfers are allowed, this may result in an interest penalty. After the maturity date, there is no charge on transfers. 

How many ISAs can I have?

You can open one Cash ISA per tax year with Dudley Building Society. You may also hold Cash ISAs with other providers, as long as the total amount you pay in each year stays within the £20,000 ISA allowance.

How many ISA transfers can I do per year?

There is no limit to how many ISA transfers you can make per year.

How long does an ISA transfer take?

Cash ISA transfers typically take up to 15 working days. However, delays are possible depending on the timeframes with your current ISA provider.

Does transferring an ISA use my annual allowance?

No, transferring an ISA does not interfere with your annual allowance. ISA transfers do not count as new subscriptions. Only new money paid into your ISA during the tax year counts towards your allowance.

Contact Us

If you have any questions or queries regarding your ISA Transfer, please call our Customer Service Team on 01384 231414. 

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