What do we offer?

We are passionate about serving the underserved areas of the mortgage market at Dudley Building Society, and lending to self-employed borrowers is something that we pride ourselves on. 

Self-employed borrowers are often disheartened at the prospect of getting a mortgage, which is why we offer flexible underwriting and will consider applicants with as little as one year's worth of accounts.

Our Product Criteria
  • Self-employed borrowers with two or more years of accounts have access to our full product range
  • Borrowers with one year of accounts have access to our residential product range, and require a minimum deposit of 25%
  • We can also consider self-employed borrowers who are ex-pats, providing that they have been trading for at least two years
  • For sole traders we will use net profits as income, and for limited company directors we use salary and dividends. However, we can take a flexible approach to additional income
Make an Enquiry

If you are self-employed and looking to achieve your homeowner dreams, you can make an enquiry which we will pass onto our trusted partner, Homebuyers Helpline.

Find out more
Find out more