We are passionate about serving the underserved areas of the mortgage market at Dudley Building Society, and lending to self-employed borrowers is something that we pride ourselves on. 

Self-employed borrowers are often disheartened at the prospect of getting a mortgage, which is why we offer flexible underwriting and will consider applicants with as little as one year's worth of accounts.

• Self-employed borrowers with two or more years of accounts have access to our full product range
• Borrowers with one year of accounts have access to our residential product range, and require a minimum deposit of 25%
• We can also consider self-employed borrowers who are ex-pats, providing that they have been trading for at least two years
• For sole traders we will use net profits as income, and for limited company directors we use salary and dividends. However, we can take a flexible approach to additional income