What do we offer?

We are passionate about serving the underserved areas of the mortgage market at Dudley Building Society, and lending to self-employed borrowers is something that we pride ourselves on. 

Self-employed borrowers are often disheartened at the prospect of getting a mortgage, which is why we offer flexible underwriting and will consider applicants with as little as one year's worth of accounts.

Our Product Criteria
  • Self-employed borrowers with two or more years of accounts have access to our full product range
  • Borrowers with one year of accounts have access to our residential product range, and require a minimum deposit of 25%
  • We can also consider self-employed borrowers who are ex-pats, providing that they have been trading for at least two years
  • For sole traders we will use net profits as income, and for limited company directors we use salary and dividends. However, we can take a flexible approach to additional income
Make an Enquiry

If you are self-employed and looking to achieve your homeowner dreams, you can make an enquiry which we will pass onto our trusted partner, Concept Financial Services.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Find out more
Find out more