Supporting every homeowner journey

No matter the circumstances, we're here to help. 

Whether your client is a first-time buyer, self-employed, expat or lending later in life, our range of residential mortgage solutions are designed for all those with complex needs.  

With our human underwriting approach, we assess each case on merits, meaning we can be flexible when others aren't. 

Why choose us?

Multiple income streams accepted per applicant

We accept income types from employed, self-employed, contractors, pension, foster income and much more.

JBSP mortgages accepted

We accept Joint Borrower Sole Proprietor applications with up to four applicants and four incomes.

Self employed 1 years accounts considered

We consider self-employed applicants with just one year of accounts, offering greater flexibility for newer businesses.

Adverse credit considered – including defaults

We consider applicants with adverse credit histories, including satisfied or unsatisfied defaults.

No max age on a repayment basis

We do not impose a maximum age limit for applicants on a capital repayment mortgage.

No credit score

We don’t rely on credit scores when assessing a case. Applications are assessed on overall credit history and client circumstances.

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Contact your BDM

Our Key Account Managers and Telephone Business Development Managers thrive on finding solutions to both your simple and complex cases. 

Contact your local representative to discuss a case. 

Find your BDM

Read our success stories

Take a look at our recent residential case studies to see how we’ve helped real borrowers with personalised mortgage solutions, delivered by our award-winning intermediary team

Whether they're self-employed, a first time buyer or remortgaging their property, we've assisted many borrowers in securing the right mortgage.

View our case studies

We're here to help

Still looking for answers?

We’re here to help you get the support you need and connect you with the right people. Click the button below to find our contact details and reach out to our friendly intermediary team.

Contact us