What do we do?

As demand for Holiday Let mortgages continues to increase, we are dedicated to helping your clients achieve their aspirations. 

We are here to help, whether your client is a first time landlord purchasing a property with unusual construction, or they are struggling to meet affordability when their holiday let income isn't taken into account.

Our Holiday Let mortgage offering provides solutions for applicants with more complex circumstances. Our range of unique criteria has been designed to help you to overcome hurdles that other lenders may have put in place.

Our USPs
  • Affordability is based on average of high, middle, and low season holiday income 
  • Up to 4 applicants per application 
  • No maximum age 
  • Consumer Holiday-Lets accepted 
  • First time buyers/first time landlords accepted
  • Ex-pats residing in vast range of countries considered
  • Applicants earning in foreign currencies accepted
  • Properties accepted throughout England and Wales 
  • Unusual construction flexibility 
  • Applicant may reside in property in between occupancy periods 

Illustrative Case*

Mrs Cave required an 80% LTV Holiday Let mortgage for a thatched cottage with an annexe.

*The information contained in this example is to be used only as an illustration.

Benefits of using Dudley Building Society

If you have a complex case to discuss, please reach out to our Intermediary Support Team. We have the capability to review each case and understand customer requirements based on individual circumstances.

This case-by-case method allows us to deal with complex, specialist cases, helping us to serve underserved borrowers that may otherwise struggle to get a mortgage.

Contact Us

Contact our Intermediary Team with any case queries you may have.

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