2.65% Expat Buy to Let Discount for Term
Interest Rates


Representing a 2.65% discount off our Buy-to-Let Standard Variable Rate which is currently 9.24%.

7.0% APRC 

(The overall cost for comparison)

Main Features

Available for: Purchase and Remortgage 

Min/Max Adv: £25,000/£1,000,000

Max Loan To Value: 70% (including arrangement fee) 

Arrangement Fee: £999 (If the arrangement fee is added to the loan; the Loan to Value must not exceed 80%) 

Valuation Fee: Payable on application. See Valuation Fee leaflet

Application Fee: £125

Early Repayment Charge (ERC): 1% of the current balance for first year and 0.5% for years two and three (fee waived if applicant returns to UK within ERC period and chooses a retention product) 

Overpayments: 10% of the advance amount can be repaid per annum for the first three years without incurring a charge. A 1% charge is due on any amount repaid that exceeds 10% per annum for the first year and a 0.5% charge is due on any amount that exceeds 10% per annum for the second and third year

Restrictions: The mortgage must be repaid on a capital & interest, interest only or part & part basis. Please note that interest only mortgages are capped at 70% LTV

Other Features: N/A

Please note that we will consider the following:

  • Guarantor mortgages (max 70% LTV)
  • Self-employed applicants with only 1 year's accounts (Max 70% LTV)
  • Joint borrower, sole proprietor (up to product LTV limit) 
Representative Example

A mortgage of £134,242.00 payable over 17 years on our discounted rate at 2.65% below the Society’s Buy to Let Standard Variable Rate of 9.24% (variable) for the mortgage term of 17 years would require 204 monthly payments of £1,095.71 plus one initial interest payment of £751.35.
The total amount payable would be £225,790.19 made up of the loan amount plus interest (£90,034.19) and Arrangement fee (£999), Valuation fee (£240), CHAPS fee (£25), Application fee (£125) and Discharge fee (£125).
The overall cost for comparison is 7.0% APRC representative.

Additional Notes
  • This mortgage summary should be read in conjunction with the Terms and Conditions.
  • All Dudley Building Society mortgage products are subject to limited availability and may be withdrawn at the Society's discretion
  • Fees and rates may vary according to the individual case. Fees and rates will be confirmed upon application.