All about our Buy To Let (BTL) mortgages


We do mortgages differently, underwriting each case individually.

Our BTL USPs include

  • Up to 80% LTV
  • Ex pat BTL/Holiday let accepted
  • Holiday Let/Airbnb using High / Medium / Low rent
  • If ICR not met, can consider full affordability
  • First Time Landlord accepted , First Time Buyer accepted and CBTL

Always underwritten by humans not robots – let us help you place your case

Note: As a minumum income for BTL applications, clients are required to have an earned income of around £15,000 - £20,000 to cover rental voids. 


About us

We are a broker-friendly lender and would love to hear from you. Follow the links to find out more:

Find out more about our Expat Mortgages 

Find out more about our Holiday Lets Mortgages

Find out more about our Intermediary mortgage product range.

Check out our latest mortgage rates and product guides

Frequently Asked Questions

How to place business with us

Our helpful team