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Our Approach

Believe it or not, we’ve been lending to our customers for over 160 years. That’s a long time to be around. The good thing is we like to think we’ve got the history, expertise and understanding to know what we’re talking about.

What we’ve learnt is that no two borrowers are the same. We don’t think it’s best for us to try and fit everyone into boxes – we know that life is far too complicated for that. That’s why we are genuinely passionate about ensuring you find a mortgage that is right for you.

When you make an enquiry with us, we pass you on to our local, trusted partners, Homebuyers Helpline, who provide reliable advice, whilst making sure you have access to a wide range of solutions and lenders. We feel this is the fairest way of ensuring you haven't just been put in a box and instead find a solution that turns your dreams into a reality.

A few of our specialist lending areas

Lending into retirement

We cater for a wide range of ages, including those who are approaching retirement.


We’re aware of how difficult it can be for the self-employed to get a mortgage, which is why we will consider applicants with as little as one year's accounts.


We are proud to provide mortgages to Ex-Pats who face difficulties securing mortgages on properties in the UK.


We provide real options for people that are seeking finance for their custom and self-build projects.

Holiday Lets

With more people looking to holiday locally, we can help you purchase your first holiday let property or support a remortgage on your current one.

Shared Ownership

Our flexible approach ensures we can help you secure your dream home, no matter what your circumstances are.

Make a new mortgage enquiry

We want to help you find a mortgage that meets your needs. That’s why all of our enquiries go through to our valued partners, Homebuyers Helpline, who will provide you with whole of market advice. Simply fill out our quick enquiry form and they will be in touch.

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Existing Customers

If you're an existing customer, you can find everything you need to manage your mortgage right here.

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