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Why choose an Instant Access account?

Instant Access accounts provide you with the flexibility to save on a regular basis with minimal withdrawal and deposit restrictions. This is ideal if you want to create healthy savings habits, but will need regular access to your funds.

Account Name
Interest Rate
Summary/features
Account Name
Instant Tracker - 112
Interest Rate
1.00%AER*
Product Category
Instant Access
  • Save up to £500,000.
  • 1.00% on balances £50+.1.05% on balances £500+.
  • Interest is paid annually on the 31st March.
  • £50 minimum opening balance.
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Account Name
Branch Instant Access Saver - 1075
Interest Rate
3.85%AER*
Product Category
Instant Access
  • Save up to £500,000.
  • 3.85% on balances £1,000+.
  • Interest is paid annually on the 31st March.
  • £1,000 minimum opening balance.
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Account Name
Easy Access Saver Online Issue 8 - 1110
Interest Rate
3.85%AER*
Product Category
Instant Access
  • Save up to £500,000.
  • 3.85% on balances £250+.
  • Interest is paid annually on the 31st March.
  • £250 minimum opening balance.
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Account Name
Easy Access Saver Online (Monthly Interest) - 1139
Interest Rate
3.78%AER*
Product Category
Instant Access
  • Save up to £500,000.
  • 3.85% (AER*) on balances £1,000+ (3.78% Gross)
  • Interest is calculated daily and is paid monthly.
  • £1,000 minimum opening balance.
Find out more

*AER stands for the Annual Equivalent Rate and illustrates what the Interest rate would be if interest was paid and added each year.

Key features
  • Unlimited withdrawals*
  • Unlimited deposits*
  • High maximum balances*

*Please refer to the specific product details for the maximum operating balances, as well as daily withdrawal limits.

Useful links

Withdrawn savings products Useful documents Online Service FAQs Proof of Identification ISA Transfers