
Peter Hubbard
Peter has an extensive career within regulated organisations, serving in both Executive and Non-Executive Director roles. Previously a Non-Executive Chair at Co-Op Insurance, he was also Chief Executive at AXA Insurance and UK General Insurance, and Director of Strategy Retail Banking at Lloyds Banking Group .In addition to broad experience in both the financial services and insurance sector, Peter has a strong background in leadership and is delighted to be commencing his fifth year as the Society’s Chair of the Board of Directors.

Nicole Coll
Nicole was appointed to the Board in January 2020 and has been the Society’s Deputy Chair and Chair of Audit Committee since July 2020. She brings to the Board extensive experience within the financial services sector. In addition to being a qualified Chartered Accountant, Nicole has worked at the Bank of England as Chief Financial Accountant, held various directorships at multi-national organisations and has experience in delivering and implementing strategy, developing culture and governance frameworks, and heading HR functions.

Tariq Khatri
As a management consultant Tariq has advised senior management teams in the financial services industry for over 25 years on corporate, marketing and digital strategy, operations optimisation and risk analytics. He was formerly a Partner with Ernst & Young and now works with CapGemini to grow their technology consulting business. Tariq holds a PhD in Physics and an MSc in Machine Learning. He brings to the Board considerable financial services sector experience in a range of disciplines – in particular in the application of advanced analytics.

Mike Hudson
Mike brings a deep understanding and experience in risk management and is Chair of Board Risk & Compliance Committee. Mike has over 40 years’ experience in Financial Services, the last 15 years as a Chief Risk Officer mostly recently at Cambridge and Counties Bank Limited. As well as this, Mike has been appointed as a diplomat for Intelligence Forums, Staffordshire & Black Country. With a deep expertise in retail and commercial banking Mike has a proven track record in leading risk and control functions, managing regulatory relationships, and driving successful outcomes. Mike’s experience covers enterprise risk management, corporate governance, credit and regulatory risk, financial crime, operational risk, treasury, capital and liquidity management, M&A, model management and, more recently, climate change, ESG and technology risk.

James Paterson
James is a husband and father of two young girls and has lived in the West Midlands all his life, including within the Black Country. He is an advocate for community and charity initiatives and was inspired to set up a charity with his wife which is dedicated to providing mental health support for new mums. James has a strong background in member owned businesses and worked in a number of senior roles at Coventry Building Society and Secure Trust Bank. James has developed a clear purpose and vision for the Dudley, placing emphasis on customer experience, community support, helping the climate and improving the employee experience for our people. He is looking forward to meeting members at the Annual General Meeting, having met members whilst visiting branches.

Michael Bhopal
The Board appointed Michael to the Board as an executive director in February 2025.
Michael is a highly experienced finance director and qualified accountant with over 18 years of expertise in the financial services sector. His professional background is in personal finance, where he has had direct experience of UK lending markets, including intermediated and direct-to-consumer distribution. Michael’s skillset combines strategic and business planning, financial analysis, capital management, funding, recovery planning, interest rate risk management, and management accounting.