120 Day Notice Issue 4 - 1133

Interest is paid annually on the 31st March.

(*AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year)

The interest rate on this account is variable and the Society may make changes to this rate at any time. We will notify you of any changes in accordance with the Terms & Conditions.

If you were to open this account with £1,000 and no further deposits or withdrawals were made you would earn £41.50 interest. This would result in a total balance of £1,041.50.

Please note this is an illustration only and does not reflect your specific circumstances.

This account is available to new and existing individual personal savers resident in the UK who are 16 or over.

You may open your account at any one of our branches or via post.

Any queries regarding your account can be dealt with via branch, email or telephone. Instructions on your account are required in person, at branch or in writing.

£1,000.

£500,000.

£500,000.

You can withdraw your money at any time, but must give 120 days’ notice to avoid an interest penalty. If you do not give 120 days’ notice for withdrawals, there will be an interest penalty of 120 days’ on the amount withdrawn. If you have insufficient accrued interest to cover the penalty due, the remaining amount will be deducted from your account balance on closing your account or when interest is next due to be added to it.

You may make a withdrawal in person at a branch or in writing.

Additional investments are permitted.

If you give notice to withdraw money from your account, you will have 7 days to withdraw the requested amount once your notice expires. If you do not make a withdrawal within 7 days, you will be required to give 120 days’ notice again or pay the 120 day interest penalty for instant access to your funds.