Branch Instant Access ISA - 1077

Instant ISA
Annual Variable Interest % AER*
£100+
3.75%

Key features

Save up to £500,000.

3.75% on balances £100+.

Interest is paid annually on 30th September.

£100 minimum opening balance.


*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year. Interest is paid annually unless otherwise stated.

What you will need:

Your address details for the last 3 years, including postcodes.

Your National Insurance Number.

To apply, you must:

Be 18 or over.

Be a personal saver who is resident in the UK.

Product Details

Account name

Branch Instant Access ISA - 1077

What is the interest rate? AER*

3.75% annual interest rate* on balances £100+.

Interest is paid annually on 30th September.

(*AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year)

Can Dudley Building Society change the interest rate?

The interest rate on this account is variable and the Society may make changes to this rate at any time. We will notify you of any changes in accordance with the Terms & Conditions.

What would the estimated balance be?

If you were to open this account with £1,000 and no further deposits or withdrawals were made you would earn £37.50 interest. This would result in a total balance of £1,037.50.

Please note this is an illustration only and does not reflect your specific circumstances.

How do I open and manage my account?

Who is eligible?

This account is available to new and existing individual personal savers resident in the UK who are 18 or over.

How do I open my savings account?

You may open your account at any one of our branches or via post.

How do I operate my account?

Any queries regarding your account can be dealt with via branch, email or telephone. Instructions on your account are required in person, at branch or in writing.

What is my minimum opening and operating balance?

£100.

What is my maximum operating balance?

£500,000.

What is my maximum investment?

£500,000.

The maximum annual subscription is limited by HMRC and is £20,000 for the current tax year. This amount can be invested in either a Cash ISA or a Stocks & Shares ISA or be divided between the two. The maximum overall subscription must not exceed £20,000 across all ISA accounts you hold with any provider.

Can I withdraw money?

Instant access withdrawals are permitted with this account.

You may make a withdrawal in person at a branch or in writing.

Additional Information

Further information about ISAs can be obtained on the HM Revenue & Customers website www.hmrc.gov.uk.

We accept ISA transfers into this account. To find out more about our ISA transfer procedure, visit our ISA transfers page linked below. https://www.dudleybuildingsociety.co.uk/savings/existing-customers/isa-transfers/.

Additional subscriptions are permitted to add the full HMRC allowance for the tax year until the 5th April of the current tax year. After this date, no further subscriptions are permitted.

Application forms

ISA Application Form pdf icon Identification Requirements for Private Individuals pdf icon ISA Transfer In Form - Cash ISA pdf icon ISA Transfer Procedure pdf icon ISA Terms and Conditions pdf icon

How to apply for our Branch Instant Access ISA

Branch

Find your nearest branch for more information or to make an appointment.

Post

You can apply now by printing the relevant application form at home.

Contact Us

If you wish to find out more information or get support with your application, contact our friendly Customer Service team.

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