Call us: 01384 489195
Intermediary Portal View Consumer Website

Supporting holiday property investors at every stage

Every investor has different aspirations when purchasing a holiday property.

We understand that owning a holiday property shouldn’t mean choosing between personal enjoyment and financial return.

This is why our Holiday Let mortgages are designed to offer flexibility. They help clients secure properties in popular destinations, enjoy their own holiday escape, and achieve their financial goals today while preparing for retirement.

Who is it for?

Our Holiday Let mortgage solutions can support a wide range of clients, including: 

  • Buyers in popular holiday destinations looking to generate high short-term rental income
  • Investors who want to earn rental income while keeping the holiday home available for personal holidays. 
  • Future retirees planning to use the property as a retirement home while renting it out for the short-term for additional income.

Our Key Criteria

Average rental assessed over 10 months

Average rental assessed over a 10-month period, providing a clear view of potential income.

Up to the three mortgaged rental properties

Up to three Holiday Let properties can be mortgaged at the same time, giving investors flexibility to grow their portfolio.

Short applicant stays permitted

Applicants can occupy the property for short stays during the year without affecting eligibility.

Unusual construction considered

A wide range of property types are accepted, subject to criteria, giving clients more choice and flexibility.

View acceptable construction types

Foreign income accepted

We accept 100% of foreign income for Holiday Lets, including earnings in most widely used currencies.

Can be located anywhere in England & Wales

Available for properties anywhere in England and Wales, giving clients the freedom to choose the perfect location.

View our full lending criteria

Useful Links

Our Criteria

View our criteria to see if we're the right fit for your client's needs.

Find out more

Affordability Calculators

See how much your client can afford with our residential affordability calculator.

Find out more

Important Documents

Access our important documents all in one place.

Find out more
Contact your BDM

Our Key Account Managers and Telephone Business Development Managers are help to help you find solutions to your Holiday Let cases. 

Contact your local representative to discuss a case. 

Find your BDM

We're here to help

Still looking for answers?

We’re here to help you get the support you need and connect you with the right people. Click the button below to find our contact details and reach out to our friendly intermediary team.

Contact us

Quick links

Our Products Our Criteria Find a BDM Intermediary Portal Affordability Calculators Packaging Requirements Contact Us