Helping UK nationals secure a home back home

Living overseas shouldn’t mean losing your connection to home.

Whatever stage your clients are at, whether they want to earn rental income, support family, or secure a home from home for a future return to the UK, we can help.

Our Expat lending solutions are designed to help UK nationals stay connected to the UK, invest in property with confidence, and plan for what’s next.

Who is it for?

Our Expat solutions can support a wide range of clients, including:

  • UK nationals working overseas who want to invest back home
  • UK nationals planning for the future by securing a property for themselves or their family
  • UK nationals retiring abroad but wanting to maintain a property in the UK.

Our Key Criteria

No haircut taken on foreign income

No haircut is applied to foreign income, with all income fully considered.

Residential, BTL and Holiday Let available

Residential, Buy to Let and Holiday Let mortgages are available for expat borrowers.

Multiple income streams accepted

Foreign income, foreign pension income, and self-employed income can all be included to support affordability.

View accepted income types

Majority of countries considered

We consider applications from most countries and support a wide range of currencies worldwide.

Maximum LTV options

Up to 90% LTV for residential mortgages and up to 80% LTV for Buy to Let and Holiday Let.

Income booster available

Our income booster solution is available for Expats, allowing additional applicant’s income to support affordability, including non‑family members, with up to four incomes considered.

Useful Links

Contact your BDM

Our Key Account Managers and Telephone Business Development Managers are help to help you find solutions to your Expat lending cases. 

Contact your local representative to discuss a case. 

Find your BDM

We're here to help

Still looking for answers?

We’re here to help you get the support you need and connect you with the right people. Click the button below to find our contact details and reach out to our friendly intermediary team.

Contact us