Our calculators are designed to give you an indication of your clients’ borrowing potential, but they should not be relied upon as decision‑making tools, nor can they confirm whether a client can afford a mortgage.
Please note:
We are currently developing our affordability calculator, so some areas and application types are not yet supported. Please contact us to discuss your client’s needs if the application includes:
Benefit income; or
Lending into retirement (any case where all or part of the mortgage term extends beyond the borrower’s intended retirement age)
Also, please do not use the Other income section. Instead, include this income within the employment income section.
Please note:
We are currently developing our affordability calculator, so some areas and application types are not yet supported. Please contact us to discuss your client’s needs if the application includes:
Benefit income; or
Lending into retirement (any case where all or part of the mortgage term extends beyond the borrower’s intended retirement age)
Also, please do not use the Other income section. Instead, include this income within the employment income section.
Residential
Use this calculator to assess Residential application borrowing potential.