Available for: Purchase and Remortgage  

Min/Max Adv: £25,000/£1,500,000

Max Loan To Value: 60% (including arrangement fee) 

Arrangement Fee: £999  (if the arrangement fee is added to the loan to value must not exceed 60%)

Valuation Fee: Payable on application. See Valuation Fee leaflet. 

Application Fee: £125

Early Repayment Charge (ERC): 1% of the current balance for the first year and 0.5% for years two and three (fee waived if applicant returns to UK within ERC period and the customer chooses a retention product with the Society)

Overpayments: 10% of the advance amount can be repaid per annum for the first three years without incurring a charge. A 1% charge is due on any amount repaid that exceeds 10% per annum for the first year and a 0.5% charge is due on any amount that exceeds 10% per annum for years two and three.

Restrictions: This mortgage may be repaid on a capital & interest, interest only or part & part basis. Interest only repayment has a maximum LTV of 60%. 

Other Features: N/A

Please note that we will consider the following:

• Guarantor mortgages (Max 60% LTV)
• Self-employed applicants with only 1 year's accounts (Max 60% LTV)
• Joint borrower, sole proprietor (up to product LTV limit)