Savings Interest Rate Changes

Find out how your variable interest rate will be affected from 7th July 2022.

We've increased all of our variable interest rates

In light of the Bank Base Rate increases in recent months, we have passed on an interest rate increase to all of our savings members who hold variable accounts with us.

You can see how all of our variable products have been affected by expanding the sections below, or click here to take a look at our withdrawn product guide.

Please note that the below products have been withdrawn, and new accounts cannot be opened. Click here to view our current range of available products.

Affected interest rates by product
Corporate and Unincorporated - July 2022

Corporate & Unincorporated

Product name

Product Code

Tier

Current rate

New rate

Unincorporated Instant

389

 £             50

0.10%

0.15%

 £          500

0.15%

0.20%

Unincorporated 35 day notice Issue 2

571

 £            50

0.10%

0.15%

 £        1,000

0.25%

0.30%

 £    25,000

0.45%

0.50%

Unincorporated 35 day notice

388

 £            50

0.10%

0.15%

 £        1,000

0.45%

0.50%

 £    25,000

0.75%

0.80%

Deposit Tracker

113

 £            50

0.10%

0.15%

 £          500

0.15%

0.20%

Corporate 35 day notice Issue 2

570

 £            50

0.10%

0.15%

 £        1,000

0.25%

0.30%

 £    25,000

0.45%

0.50%

Corporate 35 day notice

387

 £            50

0.10%

0.15%

 £        1,000

0.35%

0.40%

 £    25,000

0.65%

0.70%

Instant Access - July 2022

Instant Access

Product name

Product Code

Tier

Current rate

New rate

Fully Paid Share

12

 £                1

0.10%

0.15%

FLEXI SAVER ACCOUNT

99

 £                1

0.10%

0.15%

 £      10,000

0.15%

0.20%

EXTRA SPECIAL

13

 £              10

0.10%

0.15%

 £      10,000

0.15%

0.20%

INSTANT TRACKER

112

 £            50

0.10%

0.15%

 £          500

0.15%

0.20%

LOYALTY ACCOUNT

107

 £              10

0.10%

0.15%

 £          500

0.15%

0.20%

Maturity Bonus

381

 £            100

0.15%

0.20%

Maturity Bonus 2

526

 £            100

0.15%

0.35%

INSTANT TRACKER (U)

344

 £             50

0.10%

0.15%

 £          500

0.15%

0.20%

Limited Access Bonus

398

 £            100

0.15%

0.25%

Limited Bonus 2

562

 £            100

0.15%

0.45%

Inst Acc Onl F & F

576

 £              10

0.15%

0.20%

50 PLUS TRACKER

43

 £                1

0.10%

0.15%

 £      10,000

0.15%

0.30%

 £     25,000

0.20%

0.40%

 £     50,000

0.30%

0.50%

 £    100,000

0.40%

0.70%

INSTANT SIX ACCOUNT

88

 £        5,000

0.15%

0.20%

 £      10,000

0.20%

0.30%

 £     25,000

0.25%

0.40%

 £     50,000

0.35%

0.50%

DUDLEY SUPER 60

37

 £                1

0.10%

0.15%

 £      10,000

0.15%

0.30%

 £     50,000

0.30%

0.50%

 £    100,000

0.55%

0.70%

50 PLUS TRACKER (M)

44

 £                1

0.10%

0.15%

 £     25,000

0.15%

0.40%

 £     50,000

0.25%

0.50%

 £    100,000

0.35%

0.70%

Easy Access 2

68

 £                1

0.10%

0.15%

 £     10,000

0.15%

0.30%

 £     25,000

0.25%

0.40%

 £     50,000

0.35%

0.50%

Easy Access Saver

399

 £        1,000

0.25%

0.30%

 £      10,000

0.40%

0.45%

 £     25,000

0.55%

0.60%

Easy Access Saver 2

548

 £            50

0.10%

0.15%

 £        1,000

0.25%

0.30%

 £      10,000

0.40%

0.45%

 £     25,000

0.55%

0.60%

Easy Saver Instant 2

622

 £           100

0.55%

0.90%

Easy Saver Instant 2

348

 £           100

0.55%

0.90%

1 Yr Reg Sav 3 Inst

360

 £           100

0.55%

0.90%

1 Yr Reg Sav Inst 2

336

 £           100

0.55%

0.90%

Reg Saver Instant

334

 £           100

0.55%

0.90%

1 Yr Reg Sav Inst 2

621

 £           100

0.55%

0.90%

1 Yr Reg Sav 3 Inst

624

 £           100

0.55%

0.90%

SAVE TO BUY

95

 £            50

1.05%

1.20%

Maturity Bonus 3

572

 £           100

0.25%

0.70%

Instant Access Maturity

597

 £            50

0.50%

0.95%

Instant Access Maturity Online

598

 £            50

0.50%

0.95%

Instant Access Maturity Issue 2

643

£            50

0.45%

0.90%

Instant Access Maturity Online Issue 2

644

£            50

0.45%

0.90%

Instant ISAs - July 2022

Instant ISAs

Product name

Product Code

Tier

Current rate

New rate

Cash ISA INSTANT

201

 £            100

0.60%

0.95%

CASH NISA INSTANT

330

 £            100

0.60%

0.95%

CASH ISA INSTANT

216

 £            100

0.60%

0.95%

CASH ISA INSTANT 2

321

 £            100

0.60%

0.95%

CASH ISA Ins 3 – APS

350

 £            100

0.60%

0.95%

CASH ISA Instant (4)

351

 £            100

0.60%

0.95%

Cash ISA Instant (5)

357

 £            100

0.60%

0.95%

Cash ISA Instant (6)

368

 £            100

0.60%

0.95%

Cash ISA Instant (7)

377

 £             100

0.60%

0.95%

Cash ISA Instant (8)

379

 £            100

0.60%

0.95%

Cash ISA Instant (9)

391

£            100

0.60%

0.95%

Cash ISA Instant (10)

402

£            100

0.60%

0.95%

Cash ISA Ins Loyalty

404

£            100

0.60%

0.95%

Cash ISA Instant (11)

420

£            100

0.60%

0.95%

Cash ISA Instant (12)

486

£            100

0.60%

0.95%

Cash ISA Instant (13)

515

£            100

0.60%

0.95%

Cash ISA Instant (14)

533

£            100

0.60%

0.95%

Cash ISA Inst Decd

207

£            100

0.60%

0.95%

Cash ISA 30 Day Decd

327

£            100

0.60%

0.95%

Cash ISA Instant (16)

616

£            100

0.50%

0.95%

Cash ISA Instant Online

618

£            100

0.50%

0.95%

Cash ISA Instant (15)

567

£            100

0.50%

0.95%

Regular Saver Cash ISA

203

£            100

0.65%

0.95%

Junior Cash ISA

300

£            100

1.45%

1.50%

Junior Cash ISA

300

£           2,500

2.55%

2.60%

Cash ISA Instant Issue 17

641

£            100

0.45%

0.90%

Cash ISA Instant Online Issue 3

642

£            100

0.45%

0.90%

Cash ISA Instant Issue 18

650

£            100

0.35%

0.85%

Cash ISA Instant Online Issue 2

652

£            100

0.35%

0.85%

Notice Accounts - July 2022

Notice Accounts

Product name

Product Code

Tier

Current rate

New rate

Select 90

108

 £      5,000

0.70%

1.20%

 £    25,000

0.80%

1.40%

 £    50,000

0.90%

1.50%

Access 60

121

 £       1,000

0.55%

1.10%

 £     10,000

0.75%

1.30%

Access 50

124

 £      5,000

0.70%

1.20%

 £     10,000

0.75%

1.30%

 £    25,000

0.80%

1.40%

 £    50,000

0.90%

1.50%

Access 65

132

 £        1,000

0.55%

1.10%

 £      5,000

0.70%

1.20%

 £     10,000

0.75%

1.30%

 £    25,000

0.80%

1.40%

 £    50,000

0.90%

1.50%

Access 70

307

 £       1,000

0.55%

1.10%

 £      5,000

0.70%

1.20%

 £     10,000

0.75%

1.30%

 £    25,000

0.80%

1.40%

 £    50,000

0.90%

1.50%

Saver 75

322

 £       1,000

0.55%

1.10%

 £      5,000

0.70%

1.20%

 £     10,000

0.75%

1.30%

 £    25,000

0.80%

1.40%

 £    50,000

0.90%

1.50%

Saver 60

373

 £       1,000

0.55%

1.10%

 £     10,000

0.75%

1.30%

 £    50,000

0.90%

1.50%

100 Day Notice

416

 £       1,000

0.55%

1.10%

 £     10,000

0.75%

1.30%

 £    50,000

0.90%

1.50%

Saver 65

386

 £       1,000

0.55%

1.10%

 £     10,000

0.75%

1.30%

 £    50,000

0.90%

1.50%

65 Day Notice

549

 £       1,000

0.55%

1.10%

 £     10,000

0.75%

1.30%

 £    50,000

0.90%

1.50%

65 Day Notice Issue 2

580

 £       1,000

0.55%

1.10%

 £     10,000

0.75%

1.30%

 £    50,000

0.90%

1.50%

28 Day Special

39

 £               1

0.20%

0.45%

 £     10,000

0.40%

0.80%

 £    25,000

0.50%

0.90%

 £    50,000

0.60%

1.00%

 £  100,000

0.70%

1.10%

28 Day Special (M)

40

 £     10,000

0.20%

0.60%

 £    25,000

0.25%

0.70%

 £    50,000

0.45%

0.85%

 £  100,000

0.65%

0.95%

45 Day Notice

595

 £           50

0.40%

0.90%

 £       1,000

0.55%

1.10%

 £      5,000

0.70%

1.20%

 £     10,000

0.75%

1.30%

45 Day Notice Online

596

 £           50

0.40%

0.90%

 £       1,000

0.55%

1.10%

 £      5,000

0.70%

1.20%

 £     10,000

0.75%

1.30%

45 Day Notice Issue 2

648

 £           50

0.30%

0.80%

 £       1,000

0.40%

1.00%

 £      5,000

0.50%

1.10%

 £     10,000

0.60%

1.20%

45 Day Notice Online Issue 2

649

 £           50

0.30%

0.80%

 £       1,000

0.40%

1.00%

 £      5,000

0.50%

1.10%

 £     10,000

0.60%

1.20%

Save and Sponsor

45

 £               1

0.10%

0.20%

 £     10,000

0.15%

0.25%

 £    25,000

0.25%

0.35%

 £    50,000

0.40%

0.50%

 £  100,000

0.55%

0.65%

Tracker 90 II

61

 £               1

0.10%

0.15%

 £     10,000

0.75%

1.50%

 £    50,000

1.05%

1.65%

Notice ISAs - July 2022

Notice ISAs

Product name

Product Code

Tier

Current rate

New rate

Cash ISA 45 Issue 2

376

 £            100

0.70%

1.05%

CASH ISA - 30 DAY N.

215

 £            100

0.70%

1.05%

CASH ISA - 30 DAY N.

200

 £            100

0.70%

1.05%

CASH ISA TRF (202)

202

 £            100

0.70%

1.05%

CASH ISA TRF (217)

217

 £            100

0.70%

1.05%

CASH NISA 30

332

 £            100

0.70%

1.05%

Cash ISA 30 (2)

352

 £            100

0.70%

1.05%

Cash ISA 30 (3)

356

 £            100

0.70%

1.05%

Cash ISA 30 (4)

358

 £            100

0.70%

1.05%

Cash ISA 45

367

 £            100

0.70%

1.05%

Cash ISA 45 Issue 3

378

 £            100

0.70%

1.05%

Cash ISA 45 Issue 4

390

 £            100

0.70%

1.05%

Cash ISA 45 Issue 5

401

 £            100

0.70%

1.05%

Cash ISA 45 Loyalty

403

 £            100

0.70%

1.05%

Cash ISA 45 Issue 6

419

 £            100

0.70%

1.05%

Cash ISA 45 Issue 7

485

 £            100

0.70%

1.05%

Cash ISA 45 Issue 8

617

 £            100

0.60%

1.05%

Cash ISA 45 Online

619

 £            100

0.60%

1.05%

Cash ISA 45 Day Notice Issue 9

651

£            100

0.45%

0.95%

Cash ISA 45 Day Notice Online Issue 2

653

£              100

0.45%

0.95%

Regular Savers - July 2022

Regular Saver

Product Name

Product Code

Tier

Current rate

New rate

Regular Saver

111

 £          100

1.30%

1.60%

One Year Regular Saver Online

577

 £          50

1.25%

1.50%

One Year Regular Saver 6

584

 £          50

1.25%

1.50%

One Year Regular Saver 7

654

£             50

1.20%

1.30%

One Year Regular Saver Online Issue 2

655

£             50

1.20%

1.30%

Young Savers - July 2022

Young Savers

Product name

Product Code

Tier

Current rate

New rate

Young Savers

93

 £               1

0.15%

0.20%

 £            100

0.25%

0.30%

 £           250

0.50%

0.55%

 £           500

0.55%

0.60%

First Account

94

 £                 1

1.30%

1.35%

Junior Easy Saver Instant Issue 2

349

£                 1

1.80%

1.85%

Junior Easy Saver Instant

319

 £                 1

1.80%

1.85%

Junior Easy Saver Instant Issue 2

623

 £                 1

1.80%

1.85%

Young Regular Saver

370

 £            100

2.05%

2.10%

Junior Easy Saver

318

 £                 1

3.55%

3.60%

My Squirrel Saver

647

 £               10

2.20%

2.25%

How do I know which account(s) I currently hold?
  • Check your passbook – if you currently hold any passbook accounts with us, you can find the name of your product displayed inside
  • Register for our Online Service* – register for our Online Service to view your savings accounts with us and see how your account(s) has/have been affected by the rate increase. To get started, click here.

*Please note, you will only be able to register if we already have your mobile number registered to your account and you are over sixteen years old. If we don’t have your mobile number and you would like to register, please contact our Customer Services Team on 01384 231414. If you are an operator on a child’s account or a business account, you won’t be able to view the account online. However, you can still register to contact us online and apply for an online savings account.