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Dudley Building Society > Savings > Junior Cash ISA

Cash Junior ISA

Notice to Savers: We will always do our utmost to be able to open accounts without appointments, but there could possibly be occasions where making an appointment is necessary.

Interest Rates (Effective from 01/11/2011)
Amount*A.E.R.% PA
Main Features
Available To:Applicant must be a UK resident and under the age 17. If the applicant already holds a Child Trust Fund – this must be transferred to Dudley Building Society as part of opening the new account.
Investment:Minimum £100.
Maximum £4,080 per tax year.
Withdrawals:No withdrawals or closure are permitted with this account until the account holder reaches the age of 18.
Interest:The interest rate on this account is variable.  Interest is paid annually on 30th September.
Other Criteria:The account must be opened and operated by a registered contact who will have parental responsibility for the child.  After the age of 16 the young person can open a Cash Junior ISA and be the registered contact in their own right. One Junior ISA is permitted per customer.
Important InformationThe maximum overall subscription is limited by HM Revenue & Customs and is currently £4,080. This amount can be invested in either a Cash Junior ISA or a Stocks & Shares Junior ISA or be divided between the two. The maximum overall subscription must not exceed £4,080. 


  • AER stands for Annual Equivalent Rate and illustrates what the Interest rate would be if interest was paid and added each year.
  • The interest rate is variable and not linked to any of the Society's other savings rates.
  • This information should be read in conjunction with the Savings Terms and Conditions, Members Guide and the Interest Rate Guide.
  • Full Terms and Conditions of Dudley Building Society savings accounts are available on request.
  • Full details of the Statutory Rules and Regulations applicable to the Junior Cash ISA are available on request.
  • Further information about Junior ISAs can be obtained on the HM Revenue & Customs website