Two Year Fixed Rate BTL 
Interest Rates 


Representing a Fixed Rate of 3.69% for the first two years, changing to our Buy-to-Let Standard Variable Rate which is currently 5.49%

5.4% APRC

(The overall cost for comparison)

Main Features 

Available for: Purchase and Remortgage 

Min/Max Adv: £25,000/£1,000,000

Max Loan To Value: 80%

Arrangement Fee: £750 (if the arrangement fee is added to the loan; the Loan to Value must not exceed 80%)

Valuation Fee: Payable on application. See Valuation Fee leaflet

Application Fee: £125

Early Repayment Charge (ERC):  3% of the current balance for the first year and 1% for the second year

Overpayments: 10% of the advance amount can be repaid per annum for two years without incurring a charge. A 3% charge is due on any amount repaid that exceeds 10% per annum for the first year and a 1% charge for the second year

Restrictions: The mortgage must be repaid on a capital & interest basis or interest only basis.                                                                          

Other Features: N/A

Please note that we will consider the following:

  • Guarantor mortgages (max 75% LTV)
  • Self-employed applicants with only 1 year's accounts (Max 75% LTV)
  • Joint borrower, sole proprietor
Representative Example

A mortgage of £124,445 payable over 25 years initially on a fixed rate for 2 years at 3.69% and then on our current Buy-to-Let Standard Variable Rate of 5.49% (variable) for the remaining 23 years would require 24 monthly payments of £635.75 and 276 monthly payments of £754.70  plus one initial interest payment of £390.01.

The total amount payable would be £225,210.21  made up of the loan amount plus interest (£99,500.21) and Arrangement Fee (£750), Valuation Fee (£240), CHAPS fee (£25), Application Fee (£125) and Discharge fee (£125).

The overall cost for comparison is 5.4% APRC representative.

Additional Notes
  • This mortgage summary should be read in conjunction with the Terms and Conditions.
  • All Dudley Building Society mortgage products are subject to limited availability and may be withdrawn at the Society's discretion
  • Fees and rates may vary according to the individual case. Fees and rates will be confirmed upon application.