Available for: Purchase and Remortgage
Min/Max Adv: £25,000/£1,000,000
Max Loan To Value: 95% of share
Arrangement Fee: None
Valuation Fee: Payable on application. See Valuation Fee leaflet.
Application Fee: £125
Early Repayment Charge (ERC): 1% of the current balance for first year and 0.5% for years two and three
Overpayments: 10% of the advance amount can be repaid per annum for three without incurring a charge. A 1% charge is due on any amount repaid that exceeds 10% per annum for the first year and a 0.5% charge is due on any amount that exceeds 10% per annum for years two and three
Restrictions: The mortgage must be repaid on a capital & interest basis
Other Features: N/A
Please note that we will consider the following:
- Guarantor mortgages (max 95% LTV)
- Self-employed applicants with only 1 year's accounts (Max 95% LTV)
- Joint borrower, sole proprietor