Two Year Fixed Energy Efficient Remortgage 
Interest Rates


Representing a Fixed Rate of 3.79% for the first two years, changing to our Standard Variable Rate which is currently 5.74%

5.5% APRC

(The overall cost for comparison)

Main Features

Available for: Remortgage only

Min/Max Adv: £150,000/£1,000,000

Max Loan To Value: 80% 

Arrangement Fee: N/A

Valuation Fee: N/A

Application Fee: £125

Early Repayment Charge (ERC): 3% of the current balance in the first two years

Overpayments: 10% of the advance amount can be repaid per annum for two years without incurring a charge. A 3% charge is due on any amount repaid that exceeds 10% per annum

Restrictions: This mortgage must be repaid on a capital & interest basis

Other Features: This product comes with £950 cashback, fee assisted legals and free valuation. 

Cashback funds must be used to upgrade the EPC rating of the property to a minimum of B. 

The Society will only cover the costs of core conveyancing, please see the 'LMS Conveyancing: Fees Assisted - England & Wales' document for more details.

The Society will only cover the costs of a basic mortgage valuation. Homebuyers reports will need to be paid for in full by the applicant(s).

Please note that we will consider the following:

  • Guarantor mortgages (max 75% LTV)
  • Self-employed applicants with only 1 year's accounts (Max 75% LTV)
  • Joint borrower, sole proprietor
Representative Example

A mortgage of £243,184.00 payable over 20 years initially on a fixed rate for 2 years at 3.79% and then on our current Residential Standard Variable Rate of 5.74% (variable) for the remaining 18 years would require 24 monthly payments of £1,446.88 and 216 monthly payments of £1,682.78 plus one initial interest payment of £782.79.

The total amount payable would be £399,263.39 made up of the loan amount plus interest (£155,804.39) and CHAPS Fee (£25)Application Fee (£125) and Discharge Fee (£125).

The overall cost for comparison is 5.5% APRC representative.

Additional Notes
  • This mortgage summary should be read in conjunction with the Terms and Conditions.
  • All Dudley Building Society mortgage products are subject to limited availability and may be withdrawn at the Society's discretion
  • Fees and rates may vary according to the individual case. Fees and rates will be confirmed upon application.