Available for: Purchase and Remortgage 

Min/Max Adv: £25,000/£1,000,000

Max Loan To Value: 80% (including arrangement fee) 

Arrangement Fee: £750 (If the arrangement fee is added to the loan; the Loan to Value must not exceed 80%) 

Valuation Fee: Payable on application. See Valuation Fee leaflet. 

Application Fee: £125

Early Repayment Charge (ERC): 1% of the current balance for first year and 0.5% for the second year (fee waived if applicant returns to UK within ERC period) 

Overpayments: 20% of the advance amount can be repaid per annum for the first two years without incurring a charge. A 1% charge is due on any amount repaid that exceeds 20% per annum for the first year and a 0.5% charge is due on any amount that exceeds 20% per annum for the following year

Restrictions: The mortgage must be repaid on a capital & interest, interest only or part & part basis. Please note that interest only mortgages are capped at 80% LTV

Other Features: N/A

Please note that we will consider the following:

• Guarantor mortgages (max 75% LTV)
• Self-employed applicants with only 1 year's accounts (Max 75% LTV)
• Joint borrower, sole proprietor (up to product LTV limit)