1.10% Discount for Term Ex-Pat
Interest Rates


Representing a 1.10% discount off our Residential Standard Variable Rate for the mortgage term

4.1% APRC 

(The overall cost for comparison)

Main Features

Available for: Purchase and Remortgage 

Min/Max Adv: £25,000/£1,500,000

Max Loan To Value: 75% (including arrangement fee) 

Arrangement Fee: £750 (If the arrangement fee is added to the loan; the Loan to Value must not exceed 75%) 

Valuation Fee: Payable on application. See Valuation Fee leaflet

Application Fee: £125

Early Repayment Charge (ERC):  1% of the current balance in the first year and 0.5% for the remaining two years (fee waived if applicant returns to UK within ERC period) 

Overpayments: 10% of the advance amount can be repaid per annum for three years without incurring a charge. A 1% charge is due on any amount repaid that exceeds 10% per annum for the first year and 0.5% for the remaining two years (fee waived if applicant returns to UK within ERC period) 

Restrictions: This mortgage must be repaid on a capital & interest or interest-only basis 

Other Features: N/A

Please note that we will consider the following:

  • Guarantor mortgages (max 75% LTV)
  • Self-employed applicants with only 2 year's accounts (Max 75% LTV)
  • Joint borrower, sole proprietor
Representative Example

A mortgage of £245,626 payable over 20 years on our discounted rate at 1.10% below the Society’s Residential Standard Variable Rate of 4.99% (variable) for the mortgage term of 20 years would require 240 monthly payments of £1,474.25 plus one initial interest payment of £811.51..
The total amount payable would be £356,046.51 made up of the loan amount plus interest (£109,005.51) and Arrangement fee (£750), Valuation fee (£390), CHAPS fee (£25), Application Fee (£125) and Discharge fee (£125).
The overall cost for comparison is 4.1% APRC representative.

Additional Notes
  • This mortgage summary should be read in conjunction with the Terms and Conditions.
  • All Dudley Building Society mortgage products are subject to limited availability and may be withdrawn at the Society's discretion
  • Fees and rates may vary according to the individual case. Fees and rates will be confirmed upon application.