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Dudley Building Society - People To Talk To

Cash ISA
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Instant 6
Regular Saver
First Account
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Select 90
Save and Sponsor
28 Day Special

Identification Requirements
Complaints Procedure
List of Charges
Current Interest Rate Guide
Historic Account Rates

Complete an application form and call in or post it to your local branch with a cheque for your initial deposit. New customers will also need to provide two original forms of identification for proof of name and verification of address. Call 01384 216838 if you have any questions.

Select 90 Savings Account

Interest Rates

Amount	*Annually Gross % PA	*Annually Net % PA	*Monthly Gross % PA	*Monthly Net % PA	*A.E.R. Rate % PA
£50,000+	2.50	2.00	N/A	N/A	2.50
£25,000+	2.25	1.80	N/A	N/A	2.25
£5,000+	2.00	1.60	N/A	N/A	2.00
Effective from 01/09/2009

Main Features

Available To:	Personal savers resident in the U.K. Available to existing customers and new customers who live within 25 mile radius of a branch or agency. A minimum of £5,000 will be required to open an account and must be maintained if you live outside of the 25 mile radius of a branch or agency.
Investment:	Minimum: £5,000. Maximum: £500,000 (representing the overall limit for savings with the Society for each individual).
Withdrawals:	90 Days Notice required; or 90 days interest will be forfeited on amount withdrawn.
Interest:	Interest paid annually on 31st March.
Other Criteria:	Interest payable is guaranteed never to fall lower than 3% below the Dudley Building Society Residential Standard Variable mortgage rate, for 12 months. If balance falls below the minimum £5,000 the rate of interest will be the same as the lowest tier of the Flexi Saver account.

Notes

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross is the interest paid before the deduction of income tax at the rate specified by law.
Net is the interest paid after the deduction of income tax at the rate specified by law.
Interest will be payable net of income tax at the rate required by law. Tax may be reclaimed from the Inland Revenue where the amount deducted exceeds an investor's liability to tax (if any). Individuals who are liable at the higher rate of income tax of 40% will have to pay additional tax on the interest to cover the difference between the tax deducted and the higher rate of tax due.
If you are entitled to receive your interest gross, complete the Inland Revenue form R85 in accordance with Inland Revenue regulations and forward to your nearest Dudley Building Society branch.
The interest rate is variable and not linked to any of the Society's other savings rates.
This information should be read in conjunction with the account Terms and Conditions, Members Guide and the Interest Rate Guide.
Full Terms and Conditions of Dudley Building Society savings accounts are available on request.