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Dudley Building Society - People To Talk To

Cash ISA
Cash ISA Transfer (TRISHA)
Regular Saver Cash ISA
Festive Saver
Regular Savings Bonus
Holiday Saver
Super 60
First Account
Extra Special
Easy Access 2
Deposit 98
Dudley Tracker Bond
Save and Sponsor
28 Day Special
Gold Fixed Rate Bond

Identification Requirements
Complaints Procedure
List of Charges
Current Interest Rate Guide
Historic Account Rates

It couldn't be easier. Just call into your local branch of Dudley Building Society with your initial deposit and two original forms of identification for proof of name and verification of your address. Call 01384 216838 for an application pack.

Festive Saver

Interest Rates

Amount	*Annually Gross % PA	*Annually Net % PA	*Monthly Gross % PA	*Monthly Net % PA	*A.E.R. Rate % PA
£10+	4.75 (4.65 gross bonus)	3.80 (3.72 net bonus)	N/A	N/A	0.10 (without bonus) 4.75 (with bonus)
Effective from 01/03/2008 * Click here for definitions and notes

Main Features

Available To:	Personal savers resident in the U.K. Available to existing customers and new customers who live within 25 mile radius of a branch or agency. A minimum of £1,000 will be required to open an account and must be maintained if you live outside of the 25 mile radius of a branch or agency.
Investment:	Minimum: £10. Maximum: £500,000 (representing the overall limit for savings with the Society for each individual).
Withdrawals:	Instant Access.
Interest:	Interest paid annually on 31st March. Bonus paid on anniversary of account being opened subject to the rules being adhered to.
Other Criteria:	A bonus will be paid if between £10.00 and £2,000 is saved in the account every calendar month for at least 11 out of 12 months and no more than three withdrawals are made in the twelve month period. You will be entered in the annual draw for the Festive Hamper so long as the rules have been adhered to. You will be entered in for the Festive Hamper once regardless of how many accounts are held.

Notes

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross is the interest paid before the deduction of income tax at the rate specified by law.
Net is the interest paid after the deduction of income tax at the rate specified by law.
Interest will be payable net of income tax at the rate required by law. Tax may be reclaimed from the Inland Revenue where the amount deducted exceeds an investor's liability to tax (if any). Individuals who are liable at the higher rate of income tax of 40% will have to pay additional tax on the interest to cover the difference between the tax deducted and the higher rate of tax due.
If you are entitled to receive your interest gross, complete the Inland Revenue form R85 in accordance with Inland Revenue regulations and forward to your nearest Dudley Building Society branch.
The interest rate is variable and not linked to any of the Society's other savings rates.
This information should be read in conjunciton with the account Terms and Conditions, Banking Code, Members Guide and the Interest Rate Guide.
Full Terms and Conditions of Dudley Building Society savings accounts are available on request.
If your savings fall below the minimum investment required, the rate of interest payable will be the same as the lowest tier of the Extra Special Account.