You may find arranging your mortgage can sometimes be daunting, with forms to fill in, dates to remember and usually several different organisations to deal with. You're not on your own - most people want answers to the same questions. Some of the most common issues are dealt with in this section.

What identification must I provide?

How much can I borrow?

How much deposit will I need?

What type of Valuation Reports are available and how much do they cost?

What costs are involved with taking out a DBS mortgage?

Will I need a Guarantor?

How is interest charged?

How can I reduce my mortgage?

What should I do if I am experiencing financial difficulties?

What should I do if I have a complaint?

Can I borrow further money once my mortgage has completed?

How can I make my repayments?

Download our current List of Charges

Please refer to the Guide to Buying Your Own Home Booklet for further information about our mortgage services.