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6.49% Fixed Rate 3 Years - Purchase First Time Buyers -3 Yr Discount with Cashback Buy To Let Standard Variable Rate Commercial Standard Variable Rate Shared Ownership 3 Yr Discount Mortgage Movers 6.49% Fixed Rate 3 Years Mortgage Movers 3 Year Discount Existing Borrowers Product Switch
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'First Time Buyer'
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| Cashback | 2% of loan amount payable on completion. |
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| Arrangement Fee | None. |
| Valuation Fee | Refunded Standard Valuation Fee (less £50 administration charge). |
| Early Repayment Charge (ERC) | YES in the first three years (see product leaflet) |
| Overpayments | Allowed up to 10% of original advance in any one year |
| Max. Loan to Value | 75% |
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

| Dudley House, Stone Street, Dudley, West Midlands, DY1 1NP. Tel (01384) 231414. Fax: (01384) 233250 |